Both split bills well.
splitty is privacy-first with no account. Tab is free but requires login.
At a Glance
- splitty
- No account. Privacy-first.
- Tab
- Free. Account-based.
Same goal. Different trade-offs.
splitty: no account, no signup, your data stays local. Tab: free forever, but requires an account. Pick what matters to you.
Two solid apps, one key trade-off
Let's be honest: splitty and Tab are both good bill-splitting apps. Both scan receipts with OCR. Both let one person handle the split. Both have Venmo integration.
The real difference? Privacy vs. price. splitty works instantly with no account—your data never leaves your device. Tab is free forever, but requires you to create an account and log in.
How it works
Side-by-side workflow comparison
splitty
No signup
- Scan receipt
- Items appear (pre-split)
- Tap to adjust
- Send requests
Tab
Account required
- Log in
- Scan receipt
- Assign items
- Send requests
splitty: Privacy-first, no friction
Open splitty and you're scanning a receipt in seconds. No account creation. No email confirmation. No login. Your splits stay on your device—we don't have servers storing your dinner history.
Smart defaults save time. When you scan a receipt, items start pre-split equally among everyone. You just tap to adjust who got what—way faster than assigning every item from scratch.
Digital receipts too. Got a DoorDash or Uber Eats order? Paste the receipt URL and splitty extracts every item automatically. Works with Toast, Square, Grubhub, and more.
No account. No signup. No data collection. Just split the bill.
The splitty approach
Tab: Free and feature-rich
Tab is a solid, mature app that's completely free. The trade-off: you need to create an account to save bills and access features like Venmo integration.
Collaborative mode. Tab offers real-time collaboration where everyone with the app can join a bill and claim their own items. Great if your whole group uses Tab.
Cross-platform. Tab works on both iOS and Android—a real advantage if your friend group isn't all-iPhone.
The trade-offs
Two valid choices
splitty
Privacy-first
- No account required Open and scan instantly
- Privacy-first Data stays on your device
- URL import DoorDash, Uber Eats, Toast links
- Share itemized breakdown Text friends exactly what they owe
- Modern design iOS 26 Liquid Glass UI
Trade-off: $9.99/year after 3 free scans
Tab
Free forever
- Completely free No subscription, no limits
- Android support Works on both platforms
- Real-time collaboration Everyone claims their own items
- Venmo integration Send requests directly
Trade-off: Account required to use
| Feature | splitty | Tab |
|---|---|---|
| Getting Started | ||
| Account required | No | Yes |
| Works instantly | Yes | No |
| Privacy-first (local storage) | Yes | No |
| Modern UI design | iOS 26 Liquid Glass | Functional |
| Platform | ||
| iOS | Yes | Yes |
| Android | No | Yes |
| Scanning & Input | ||
| OCR receipt scanning | Yes | Yes |
| Photo library import | Yes | Yes |
| URL import (DoorDash, Toast, etc.) | Yes | No |
| Manual entry | Yes | Yes |
| Splitting | ||
| Item-by-item assignment | Yes | Yes |
| Shared items | Yes | Yes |
| Smart defaults (items pre-split) | Yes | No |
| Real-time collaboration | No | Yes |
| One person can handle it | Yes | Yes |
| Payment | ||
| Venmo integration | Yes | Yes |
| Cash App | Yes | No |
| Multiple payment methods | Yes | No |
| Share itemized breakdown | Yes | No |
| Pricing | ||
| Free tier | 3 scans + free typing | Unlimited (with account) |
| Paid plan | $9.99/year | Free |
Notes
- Account required
- Tab requires login to save
- Works instantly
- splitty: open and scan. Tab: create account first
- Modern UI design
- Subjective, but splitty uses Apple's latest design language
- Smart defaults (items pre-split)
- splitty starts with items split equally
- Multiple payment methods
- Venmo, Cash App, PayPal, Monzo, Revolut
- Share itemized breakdown
- Text friends exactly what they owe and why
The honest take
Both apps are good. We're not going to pretend Tab is bad—it's a well-made app that millions of people use. The question is what matters to you.
If you value privacy: splitty never asks for an account. Your receipt data stays on your device. We don't know what you ate or who you split with.
If you want free: Tab is completely free with no limits. The account requirement is the trade-off, but if that doesn't bother you, it's a great deal.
If you need Android: Tab wins. splitty is iOS-only.
Pick what matters: privacy and polish, or free and cross-platform.
Choosing the right app
Choose splitty when...
- You don't want to create another account
- Privacy matters—you want data on-device only
- You split digital receipts (DoorDash, Uber Eats)
- You want a modern, polished iOS experience
- $9.99/year is worth the convenience
Choose Tab when...
- You want a completely free app
- You need Android support
- You want real-time collaboration
- Creating an account doesn't bother you
- Your friend group already uses Tab
Pick the right tool
Use splitty when...
- Privacy-first: no account, data stays on device
- Digital receipts from DoorDash, Uber Eats, Toast
- Share itemized breakdown with friends via text
- Modern iOS 26 Liquid Glass design
Use Tab when...
- Free with no subscription
- Android and iOS support
- Real-time collaborative splitting
- Established app with large user base
Questions and Answers
What's the main difference between splitty and Tab?
Account requirements and privacy. Tab requires you to create an account and log in to save your work. splitty works instantly—no account, no signup, no email. Open the app, scan your receipt, split it. Your data stays on your device.
Does Tab require an account?
Yes. Tab requires you to log in to save bills and use features like Venmo integration. splitty has no accounts at all—it's designed to be privacy-first with all data stored locally on your device.
Which app is faster to get started?
splitty. There's literally zero setup—open the app and scan a receipt. With Tab, you need to create an account first. Once you're past that, both apps split bills quickly.
Can I import digital receipts from DoorDash or Uber Eats?
splitty: yes. Paste the receipt URL and splitty renders the page and extracts every item automatically. Tab focuses on photographing physical receipts.
Do both apps have Venmo integration?
Yes! Both splitty and Tab let you send Venmo payment requests directly from the app. splitty also supports Cash App, PayPal, Monzo, Revolut, and other payment methods.
Which app is free?
Tab is completely free (with an account). splitty includes 3 free receipt scans and free manual entry, then $9.99/year or $24.99 lifetime for unlimited scans. The trade-off: Tab requires an account and your data; splitty is privacy-first but has a cost.
Which app has better design?
Subjective, but splitty uses Apple's latest iOS 26 Liquid Glass design language with a modern, minimal interface. Tab has a clean, functional design that's been refined over years. Try both and see which feels better to you.
Does Tab work on Android?
Yes, Tab works on both iOS and Android. splitty is iOS-only. If you have Android users in your group, Tab has the advantage here.
Other Comparisons
Order what you want.
Three free bills, then $9.99 a year, or $24.99 once.
